Internal Rating Solutions is a web-based comprehensive and customizable Credit Risk Management tool to assist financial institutions in credit risk identification, assessment, monitoring & reporting, at individual and portfolio level. It has effective GUI (Graphical User Interface) with a robust data framework and is scalable in terms of transaction volume and hardware. Internal Rating Solutions enables financial institutions including Banks and NBFCs to comply with the best practices in credit risk management. The core strength of the solution includes robust models, financial spreading tool, workflow framework and centralized architecture. The in-built audit trail tracks any changes in data. It can integrate seamlessly with other software solutions in the Banks/FIs like LOS, MIS, and Core Banking System. The models hosted on the platform are compliant with Basel II and can be upgraded to Basel III.
